Essex
Mortgage
Reviews
4.92 out of 5 stars from 1501+ verified borrowers · NMLS #70377
1501 verified borrower reviews
5NPS
96FACEBOOK
0SURVEYS
4.92
From 1986 to Today
Hailing from Essex, England, Roland Weedon founded Essex Mortgage in 1986. With a background in education, Roland remained adamant that educating the client would be the company's #1 priority. Today, Roland still holds to the fact that an educated client is best equipped to make decisions in their best interest — whether they're a first-time homebuyer in Florida, refinancing in California, or purchasing an investment property in Arizona.
From our corporate headquarters in Ocala, Florida and branch offices in Laguna Niguel, California, Essex Mortgage serves borrowers across 26 states. We offer Conventional, FHA, USDA, Jumbo, Reverse Mortgage, and Down Payment Assistance home loans — each matched to the borrower's financial goals by our experienced licensed loan officers.
Some of our employees have been with us 5, 10, and even 20+ years. Their dedication shows in every interaction — doing what's best for the borrower, not our bottom line. That commitment has earned Essex Mortgage a 4.92-star rating from more than 1501 verified borrowers.
Ocala, FL 34475
Rating Distribution
Our Loan Officers
Where We Serve
Essex Mortgage is licensed in 26 states and serves borrowers from our headquarters in Ocala, Florida and branch offices in Laguna Niguel, California. Our loan officers provide Conventional, FHA, USDA, Jumbo, Reverse Mortgage, and Down Payment Assistance home loans across the following states.
Don't see your state? Call (888) 892-4070 — Essex Mortgage is actively expanding. Verify licensing at nmlsconsumeraccess.org. NMLS #70377.
Home Loan Options Across America
FHA Loans for First-Time Buyers
FHA home loans feature down payments as low as 3.5% — ideal for first-time homebuyers in Florida, Georgia, Alabama, Tennessee, and other states where Essex is licensed. Our loan officers help borrowers navigate FHA requirements including credit score minimums, debt-to-income ratios, and property appraisal standards.
Conventional Loans Nationwide
Conventional home loans offer competitive rates for borrowers with strong credit across all 26 states Essex serves. From single-family homes in California's Orange County to investment properties in Arizona and Nevada, conventional loans remain the most popular choice for qualified buyers.
Jumbo Loans for High-Value Properties
Jumbo home loans finance properties above conforming loan limits — essential in high-cost markets like Laguna Niguel and Orange County, California; Scottsdale, Arizona; and the greater Washington, D.C. metro area including Maryland and Virginia.
USDA Loans for Rural & Suburban Homes
USDA home loans offer zero down payment for eligible properties in rural and suburban areas — a strong option in states like Alabama, Tennessee, Kentucky, Indiana, and parts of Florida and Georgia. Essex Mortgage helps borrowers determine USDA eligibility based on property location and household income.
Refinancing Across All Markets
Whether you're lowering your monthly payment in California, accessing home equity in Florida, or shortening your loan term in Nevada, Essex Mortgage offers rate-and-term and cash-out refinancing across all 26 licensed states.
Down Payment Assistance Programs
Down payment assistance programs vary by state and municipality. Essex Mortgage loan officers stay current on DPA programs in Florida, California, Georgia, Texas, and other markets — connecting qualified borrowers with grants, forgivable loans, and employer-assisted programs.
Verified Borrower Reviews
See Why 96% of Borrowers Rate Us 5 Stars
How to Get Started
Getting a home loan with Essex Mortgage is straightforward. Our loan officers handle the heavy lifting so you can focus on finding your home.
1 Choose your loan officer. Browse profiles above, read verified reviews, and pick the professional who fits your needs.
2 Consultation & application. Your loan officer reviews your finances, recommends the best loan product, and helps you apply online or by phone.
3 Processing & underwriting. Essex handles title, appraisal, and underwriting while keeping you informed every step.
4 Close & move in. Sign your documents and get the keys. Your loan officer ensures a smooth, on-time closing.
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NMLS #70377 · Equal Housing Lender
Frequently Asked Questions
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